NOTICE OF CHANGE – This is a notice of change to some of the First National Bank in Fredonia’s fees that may be assessed against your account.  The changes to the following fees listed below will be effective as of June 1, 2019:   New/Replacement ATM & Visa Debit Card Fee - $5.00 Monthly Visa Debit Card User Fee - $0.00 – no longer assessed Paid Insufficient Funds Check Fee - $30.00 each Returned Insufficient Funds Check Fee - $30.00 each Uncollected Funds Paid Item Fee - $30.00 each Uncollected Funds Returned Item Fee - $30.00 each Incoming Wire Fee - $10.00  

Due to excessive counterfeit Visa debit card fraud, our Visa debit cards will temporarily not work at out-of-state gas pumps. If you are going to use them in that kind of situation, it will require you to go inside and have the merchant run your card. We will notify you when this restriction has been lifted.